Walk through any Disney theme park or set sail on a Disney cruise and you’ll likely come across a small booth with a single cast member ready to tell you all there is to know about Disney Vacation Club (DVC). Disney Vacation Club is flexible timeshare program touted by Disney as its best-kept secret, though it’s not really a secret if there are billboards, bus banners, and in-park booths, is it?
If you’re thinking about diving into the world of DVC or have questions about this popular timeshare program, you’ve come to the right place. Here I’ve outlined everything you need to know about Disney Vacation Club, including how it works, how much is costs, and who does (and does not) benefit from becoming a DVC member.
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1. What Is Disney Vacation Club and How Does it Work?
Disney Vacation Club is a flexible timeshare program where members purchase a certain number of points to use each year at Disney properties and on Disney vacations around the world. While this may seem fairly self-explanatory, a deeper dive proves that DVC is slightly more convoluted than this simple explanation.
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All Disney Vacation Club timeshares come with a start date and an end date based on the property, and most DVC contracts last for about 50 years. A half century is a commitment for sure, so you need to be certain that you’re willing (or anticipate passing on the experience to children or grandchildren) to do a Disney-associated vacation every year for five decades before locking into a DVC timeshare contract.
With each contract, you purchase a certain number of “vacation points” per year for a designated “home resort.” (I’ll discuss how DVC uses the terms “vacation points” ands “home resorts” in more detail below.) Points are best used at your home resort, but members can use them to stay at any DVC resort, in any room type, and for any dates.
Members can also use points for Disney Cruise Line, Adventures by Disney, National Geographic Expeditions, and thousands of hotels around the globe through the company Interval International. This is unlike a traditional timeshare where you lock into a set number of days and dates per year.
2. Who Should Buy into Disney Vacation Club?
The first thing you should really think hard about when considering DVC is whether you’ll really want to commit to 50 years of Disney vacations. To put this in perspective, if you buy into DVC at the age of 30, you’ll be 80 when your contract ends. If a lifetime of Disney vacations sounds like a dream come true, (or if you imagine multi-generational vacations down the road) DVC may be the right choice for you.
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3. How Much Does Disney Vacation Club Cost?
The biggest sticking point for most people when it comes to joining DVC is the cost. The price of a DVC membership varies depending on what type of accommodations you’re interested in, the number of people you vacation with, the number of points you decide on, and your home resort. Sample pricing is available on the Disney Vacation Club website, but for reference, the total cost tends to be in the tens of thousands of dollars plus closing costs and annual fees.
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In other words, the investment is not small. But Disney offers financing options with a monthly payment for a 10-year loan and a 10 percent down payment, which may assist some potential members in taking the DVC plunge.
Since it’s a big purchase, the best way to navigate it is by talking to a Disney Vacation Club Guide so you can price out a customized membership and decide based on a number that’s specific to you and your family. Just be sure to consider the total cost and not just the monthly rate when you’re deciding if it’s a good fit for you.
4. What Is a Disney Vacation Club Home Resort?
A home resort is a resort you select as your default property when buying into DVC. There are more than a dozen home resorts across the country, including Disney’s Vero Beach Resort in Vero Beach, Florida; Disney’s Hilton Head Island Resort in Hilton Head, South Carolina; Aulani, a Disney Resort and Spa on the island of Oahu; and the recently opened Villas at Disneyland Hotel. Picking a Disney Vacation Club home resort is a big decision. You need to be sure your home resort is one you’ll want to return to again and again.
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Point value varies across each of the DVC properties, and some resorts cost more points to stay at than others.
5. What Are the Booking Windows?
Booking windows for the resorts are a bit convoluted, and for some, that’s a real initial stumbling block in understanding how DVC works. While the general public can book non-DVC hotel rooms at Disney a year or more in advance, DVC home resort bookings are limited to 11 months in advance.
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So, if you want to go to Walt Disney World in December, you can book in January. Non-home resort bookings begin seven months in advance, though popular weeks like Easter and Christmas book up at the 11-month mark. This access to a longer-window advance booking is part of why it’s helpful to choose a home resort you want to visit.
6. Do You Always Have to Stay at Your DVC Home Resort?
You do not have to stay at your home resort every time. In fact, Disney encourages DVC members to stay at all of its Disney Vacation Club resorts to get a feel for each of them. Those who are more flexible with their dates will find that even the most popular properties like Disney’s Polynesian Village Resort or Disney’s Wilderness Lodge often have rooms available with short notice during the off-season.
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Not staying at your home resort may also help you save points. For instance, if your home resort is Disney’s Grand Floridian Resort and Spa, where in 2024, studio rooms start at 17 points for a deluxe studio (sleeps up to four people) you may want to look at booking Disney’s Animal Kingdom Villas – Jambo House, where value accommodations start at seven points for a deluxe studio (also sleeps up to four).
7. What Happens if You Don’t Use All of Your Allotted DVC Points for the Year?
There may be some years where you can’t use all of your Disney Vacation Club points. Fortunately, that doesn’t mean that you lose them. Disney Vacation Club has a rollover program for points where you can bank points that you aren’t going to use this year and access them the following year. This is a great option for those who want to save up for a large family trip to Disney or want to book an epic vacation with Disney Cruise Line or Adventures by Disney.
8. Can You Borrow Disney Vacation Club Points from Future Years?
Yes, borrowing points with DVC is allowed. You can borrow points from the next year’s allotment of points to extend a vacation, book larger accommodations, or book an entirely new vacation. Borrowing points can be done online when booking a vacation or on the phone with DVC when booking a vacation.
9. What Are the Disney Vacation Club Membership Perks?
DVC members receive a number of perks with membership. Like annual pass holders, DVC members get discounts on select dining, merchandise, tickets, and tours. DVC Members may also be eligible for discounts on select Annual Passes, when available.
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Disney Vacation Club members touring EPCOT can enjoy the Member Lounge, which is on the second story of the Imagination pavilion and provides great views of World Nature. Inside the Member Lounge, DVC members and their guests can enjoy complimentary drinks, snacks, and charging stations.
There’s also the new Disney Vacation Club Star View Station – a Member Lounge at Disneyland in Anaheim. It’s on the second floor of Star Wars Launch Bay in Tomorrowland, and has comfortable seating, WiFi and device charging stations, and a kids’ play area.
There are also plenty of special activities for DVC members, including the popular Moonlight Magic after-hours events just for members and their guests. These events take place at all four Walt Disney World theme parks and include complimentary snacks and sodas, along with the ability to get onto popular attractions with a shorter wait and see rare Disney characters.
10. Do DVC Rooms Come with Special Amenities?
No matter which DVC resort you’re staying at, each of the various room levels comes with a standard set of amenities that go beyond the usual hotel room offerings.
Disney Vacation Club Studio Rooms
Most studio room across all of the DVC properties sleep four or five guests and have a small kitchenette, a bathroom or two (depending on the property), and a balcony. Studio rooms are great for couples or families who want to spend the majority of their time at the parks.
Disney Vacation Club One-Bedroom Villas
One-bedroom villas are much larger than the studio rooms and come with a closed-off bedroom and additional sleeping areas in the living room with a pullout sofa and chair (sleeping up to five people). These rooms have a full kitchen with a refrigerator, oven, stove, and microwave to make meals. There’s also a washer and dryer for any laundry that needs to be done. The one downside to these rooms is the single bathroom. This room type is a good choice for families traveling with kids and who will be making some meals at the hotel.
Disney Vacation Club Two-Bedroom Villas
Those traveling with a large group of extended family will want to consider a two-bedroom villa. The sleeping area consists of two closed-off bedrooms and a living room that has a sleeper sofa. There’s also a large full-sized kitchen and a spacious living room. These rooms also have two bathrooms and a washer and dryer for laundry.
Disney Vacation Club Three-Bedroom Villas
Three-bedroom villas, also called grand villas, are the most spacious of the DVC rooms and consequently cost the most points. These rooms often sleep up to 12 guests in three different bedrooms and have four bathrooms. There’s a full kitchen and a spacious living room and dining room where a couch and banquet-style table are easily used by families.
These accommodations often have two levels, with one bedroom being on the bottom floor of the villa and the other two bedrooms being on the top floor accessible by an in-villa staircase or doors from the outside on the next floor of the building.
Other DVC Accommodations
Outside of villas and studio rooms, Disney Vacation Club also offers a host of other accommodations. For example, the standalone cabins at Disney’s Wilderness Lodge are absolutely stunning, and each comes with a private hot tub overlooking Bay Lake. There are also bungalows at Disney’s Polynesian Village Resort, which hover over Seven Seas Lagoon and offer unobstructed views of Magic Kingdom. And lastly the fantastic treehouse villas at Disney’s Saratoga Springs Resort are just a short boat ride from Disney Springs.
11. Can You Use DVC Points on Non-DVC Rooms and Vacations?
Yes, Disney Vacation Club gives you the flexibility to use DVC points for non-DVC rooms and vacations. If you want to sail away on the Disney Wish, you can use your Disney Vacation Club points for that as well.
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One thing to note, however, is that point value to dollar value for non-DVC rooms is poor. You’ll be spending more money in points to book these types of non-DVC vacations than just booking them outright with cash. Still, if you have extra DVC points or don’t want to extend your budget to pay for a Disney vacation out of pocket, you may find it useful to use your DVC points on a non-DVC vacation.
